Advice on opportunity to purchase lease option property

[Gerald McCullough]

Hey BP friends ,

I got this investor who approached me with the chance to buy 2 properties. I'm gonna try to not bunch everything up so details below

4/3 sfr 

he's asking $120k which has lease option tenants paying $1450 per mon* $200 credit towards principle with one year left with the option to buy for $160k.

 7/5 sfr 

he's asking $150k also with a lease option tenant to buy in 1 year for $185k. House would appraise for $220k

How would you purchase this deal if you had no money ?