Getting Title Insurance on Property AFTER getting Quit Claim Deed in FL

[Ibrahim Hughes]

Met with a Realtor and Title Co. while vacationing in FL. Was told that if I was to get a QCD on a property and then try to get title insurance on it later, I wouldn't be able to from the particular title company I met with.

Is this true or are they likely too conservative? They seemed to have trouble understanding why I would buy a property without title insurance. My thinking is that I may run into someone who wishes to simply deed me their property for a few hundred dollars cash. And rather than put them on hold for 2-3 days while I get a search done and policy issued I might not mind risking the few hundred bucks (after I do my own informal 'lien search'). Your thoughts? Were they being too conservative and by the book?