Buying with hard money? Or commercial? (2 MFR)

[Matt B.]

Would like the forum to chime in on a situation i haven’t encountered. I have a seller selling two MFR - a 6 plex and a 4 plex. One building has some significant damage so i am assuming conventional loans will not be an option since it needs about 40k in repairs. The gentleman would like to sell each property individually. i was attempting to get both under one contract ... but that’s a wash regardless if i cannot find suitable financing. So ... what would be the best way to approach this. I believe i can get both properties under current market value. I have cash for a large down payment but i do not think i can pay all cash for all units (with the hope of applying financing after repairs). Any info appreciated.