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Updated over 6 years ago,
Title Fees in NJ (Passaic County)
I am closing on a single family owner-occupied residential property. Loan Amt is $175,000. The Title company is charging me the following fees:
-Admin Processing Fee $35
-Closing Protection Letter $75
-Lender Title Insurance $844
-Notice of Settlement $40
-Rundown & Record Fee $$20
-Settlement Fee $325
-Tidelands Search NJ $30
-Title Endorsement Fee $$100
-Title Examination $100
-Title Search Abstract $167
-Wire Transfer Fee $25
Are these fees customary or is it excessive?
Recording Fees on my Closing Disclosure (CD) is lasted as follows:
Deed: $130 Mortgage: $260 Total=$390
Is this correct? I did some research and in Passaic County it shows that recording the 1st page of deed is $43 and $10 for each additional page. For the mortgage its $33 for the 1st page with $10 for each additional page.