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Updated over 6 years ago,

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Frank G.
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Title Fees in NJ (Passaic County)

Frank G.
Posted

I am closing on a single family owner-occupied residential property. Loan Amt is $175,000. The Title company is charging me the following fees:

-Admin Processing Fee $35

-Closing Protection Letter $75

-Lender Title Insurance $844

-Notice of Settlement $40

-Rundown & Record Fee $$20

-Settlement Fee $325

-Tidelands Search NJ $30

-Title Endorsement Fee $$100

-Title Examination $100

-Title Search Abstract $167

-Wire Transfer Fee $25

Are these fees customary or is it excessive?

Recording Fees on my Closing Disclosure (CD) is lasted as follows:

Deed: $130 Mortgage: $260 Total=$390

Is this correct? I did some research and in Passaic County it shows that recording the 1st page of deed is $43 and $10 for each additional page. For the mortgage its $33 for the 1st page with $10 for each additional page.

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