Owner financing: Whose name should insurance be in?

[Ray Loveless]

So I bought a 4 plex last year in utah from a seller(jane) who has an existing mortgage(via Ditech) on the property. The Contract servicing company("escrow specialists") is forwarding my payments to diTech. Ditech is making the payments to Jane's insurance company. We went through a title company and the building is now appearing in my name on county records.

My question is: How can jane be insuring something that I own? My insurance guy said that the insurance policy should be in my name. is this correct?

Thank you!