What Type of Loan for Two Buildings in One Transaction?

[Andrew Merritt]

I'm looking at two separate deals in which multiple buildings (w/ multiple TMS numbers) would be sold under one purchase price.  One deal is a quadruplex and a duplex, the other is two quadruplexes and a duplex.  I've been talking w/ my conventional lender and he said I would have to buy each building individually, which means 5 closing costs instead of 2.  Should I go this route or would this be more of a commercial loan situation?  I've never done a commercial loan, so I'm not really sure what I'd be getting into there.

I'd also be bringing in a co-borrower (LLC partners) into the deal if that makes a difference.