Best options for debt to income ratio

[Jacob Ballard]

I want to purchase a 2nd investment property, I am doing well with one Airbnb and would like to purchase another. The lender I am working with will not allow it with my current debt to income ratio. I have a full time job and my current Airbnb income. They won’t take the Airbnb income because it has been under 1 year running under a year. The numbers for the property I am looking at works for short term or long term rentals (much better on short term, but a respectable 4% for long term after all expenses in fast growing Nashville). What is the best option to finance?