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Updated almost 7 years ago on .

Interest rate on refi...do I lock now or wait a few weeks?
I'm doing a cash out refi and my lender said I could lock in the interest rate now or wait until day before closing which will be about month if things go smoothly. I'm refinancing to a 30 year residential and I have perfect credit and low debt/income.
What would you do?
Do you see the rates changing for better or worse in the near future?