Does this constitute a predatory dealing - Lease option

[Matt Eberly]

Lease with the option to purchase - Ohio

Home sales price - $220,000

Term - 42 months

$2,500 a month - $1,300 going toward the option

Bulk Payment Structure -

Non refundable option payments :

$25,000.00 - Payment at signing of the contract (8-1-17) PAID

$17,500.00 -  (1-1-18) PAID

$17,500.00 - (7-1-18)

$17,500.00 - (1-1-19)

$17,500.00 - (7-1-19)

$17,500.00 - (1-1-20)

$17,500.00 - (7-1-20)

$17,500.00 - (1-1-21)

 I'm 9 months in with around $52,000.00 (24%) invest toward the option to purchase; I regret this contract and feel very taken advantage of. At one point he gave me a 3 day notice because I was 4 days late on a payment! I was out of town for work and communicated with him the whole time. He has something to complain about every single month! Trash can was out to long, this, that,.. like he purposely wants me to walk away.

 I'm already seeking legal counsel as we speak, I was just trying to obtain more information on the matter in the mean-time.

I'm assuming I have equity with the home? Without the monthly payment toward my option, I have $42,000 (20% in bulk payments), $52,000 (24%) in total. If this amount of money would be considered a payment installment would it be considered a refundable down-payment in court if I opted out of the contract even if the contract states its non-refundable?

If I didn't go that route, based on the information above, would the payment structure be considered a predatory dealing? If so, How is that handled in court and if I wanted out of the contract?

Thank you.