Skip to content
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$69.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here

Join Over 3 Million Real Estate Investors

Create a free BiggerPockets account to comment, participate, and connect with over 3 million real estate investors.
Use your real name
By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions.
The community here is like my own little personal real estate army that I can depend upon to help me through ANY problems I come across.
Buying & Selling Real Estate
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated over 6 years ago,

User Stats

2
Posts
0
Votes
Joshua Isley
  • Tallmadge, OH
0
Votes |
2
Posts

Debt to Income: Problem Refinancing Buy and Hold?

Joshua Isley
  • Tallmadge, OH
Posted

Hello all! Long time lurker, first-time poster. So much great information from everyone, I could read the forums 24/7! Not sure if this is the right category but here's my question. 

Working on purchasing a property with cash since there's no way it can go conventional. I've read several strategies available to get most of my cash back out in order to reinvest. ( I love Andrew Postell's LLC method) However, I am concerned with my debt to income ratio holding me back from banks refinancing. Is this a legitimate concern? Does the debt/income ratio hold as much weight when doing a refi?

If this doesn't affect me now, will this be a concern going forward?

Thank you in advance!

Loading replies...