How to find out how much a seller still owes on their mortgage

[Drew Byrd]

Is there any other way, aside from contacting a homeowner outright, to determine how much they still owe on their mortgage. I'm trying to calculate the loan to value ratio so that I can make more informed and reasonable offers on these homes and I want to be prepared with as much knowledge as possible when I schedule appointments with seller. I'm a wholesaler, if that makes any difference. All thoughts and suggestions are appreciated!