Debt to income ratio

[Chad C.]

What are y'all comfortable with? I think anything less than 1:1 is conservitive. I think 4 is ok as long as they are good cash flowing properties, but am unsure. Do you think worst case, and make sure you can pay loans in an economic downturn, or have so many months of cash? I know it is often about goals. My goals are to grow my portfolio, and quit my job. That might mean taking more debt early on instead of slowly growing the business with more cash. It also might be easier to get into a larger loan with the double income that I have now.