Owner Occupied 5-unit Financing Plan

[Joseph Welker]

I currently own a single family home as my primary residence with approximately 60k in equity. Current mortgage is a VA loan at 3.25% with about 10 years left on a 15 year term. I'm looking to purchase a 5-unit property with the intentions of occupying one of the units. My plan is to purchase the 5-unit before selling my current house so that I can do repairs on both properties and have a smoother transition between the two. Carrying both properties simultaneously for no longer than 6 months. What would be my best strategy to use my current equity towards a down payment on the 5-unit? HELOC? Cash out refi? I'm trying to minimize fees or anything else that might eat away at my equity. Thanks in advance for any input to help out someone new to all of this.