House hack duplex Fha or fha+203k

[Eric Winters]

Just curious if anyone has any experience with this. I have a duplex under contract and plan on house hacking. The upstairs tenants will be there until February, but the downstairs I plan on moving in and making it all brand new (I work with a flipper so it will all be done in house) my question is should I go strictly fha or fha with 203k to pay for the Reno? The receipts won’t be an issue working with the subcontractors at work. Just trying to get some constructive feedback. Thank you in advance.