Manufactured Home not requiring HUD settlement?

[Helen Zhang]

As this is my first manufactured purchase, I'm curious whether purchasing manufactured home requires HUD settlement for closing?

Previously all houses that I have purchased in the past requires HUD settlement to be shown to buyers. Now the realtor has only provided a "buyer's estimate" for closing and expects a cashier's check. This sounds shady to me.

Can someone who purchased manufactured home previously share your thoughts?