First time to buy in the States.

[Mohammed Ahmed]

Hi everyone! I am planning on buying my first Multi family house this fall, did some due diligence and the numbers seemed to be working just fine. My plan is to house hack. I did some research on the top lenders in Maine where I want to buy and it seems to be that every lender has the same basic criteria for FHA loan is this true? Shouldn't be a competitive and a little bit different from one lender to the other? Any advice to convince the seller to pay the closing costs or at least part of it?

Thank to all of you!