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Updated almost 7 years ago,

Steve Sherman's profile image
Steve Sherman's profile image
Steve Sherman
  • from Los Angeles , California
  • Member since Jul 21, 2017
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56
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17
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Steve Sherman's profile image
Steve Sherman's profile image
Steve Sherman
  • from Los Angeles , California
  • Member since Jul 21, 2017
Connect
Steve Sherman
  • Los Angeles , California
17
Votes |
56
Posts
Buying & Selling Real Estate

Is a fourplex with a carriage house in STL considered a 5-family?

Steve Sherman
  • Los Angeles , California
Posted

Hey BP. I'm being offered a 4-family in St. Louis, that also has a carriage house on the land and they share a backyard. Was wondering if it's considered a 5-family for the home loan purposes. I know that anything over 4 units will belong to a commercial loan category, which changes amortization to less years, increases the mortgage payment and etc. I prefer to stay on the residential loan side. Please, advice.

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