2 properties, I have which are both free/clear WITHOUT a job

[Isiah Ferguson]

Hey BP.

I was wondering is there a way I can refinance 2 properties that I have which are both free and clear WITHOUT a job. 

I looked into a hard money loan which based off an individuals' assets in total and it is a 30 year fixed but the interest rates are between 6%-10% depending on my credit score. I think the rates are too high. 

Do you guys have another way I can go about this ?

How to refi without a JOB ???

We live in 1 of the homes now me and my wife. 

I have 2 year W2 for rental income through my LLC but it does not reflect my potential income. I'm looking to rent an apartment and move out turn my 2nd home which is the townhome into a rental.

I’ll have a duplex rented and a townhome. Personally, I’ll be renting temporarily. For the Potiential rental income, both properties will bring in 2600 in total. From this point, I’m looking to refi both at 75%. I'll take the cash from both properties and buy a primary residence cash and take out a heloc. 

Am I being realistic when it come to lenders ?