Structuring a private lending agreement

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Seasons greetings! So more than likely I’m going to need to look into private lending in addition to the cash we have for some deals I’m looking at. I know there are a few lending companies out there so first I’d like to reach out the BP community for recommendations. Secondly I do have some close family that would lend me some money I was just wondering how to structure the loan, like 10% interest only payments for a year until I can refi something like that. I’d love to hear some examples. Thanks gang!