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Updated about 7 years ago on . Most recent reply
Bank originating loan is the original mortgage lender.
Only just joined and have a burning question (more to follow I'm sure) - So I went for loan on a property which I have under contract (my first) & I found out that this bank I'm applying to is the original loaner on that property. Coincidence, but is there any advantage to that bank being the my lender, would I get fees reduced or is there some easier less costly 'transfer' they can do since they already service that property? My agent found the details online & doesn't think it's been sold off. Does the bank even have to mention it? the application's been with them for a few weeks - they never said or offered anything?