owner just passed away how do I buy it ????

[Michael Gessner]

so my neighbor recently passed away, no family here other then 2 cousins who live out west. My questions is how do I go about trying to buy this property, from what my agent was able to find, is currently the mortgage is with citi bank and 122k is owed on it. The homes in the area are going for 455k to 480k and moving fast. I'm trying to find the cousins out west, can I reach out to the bank ? it needs about 100k in rehab, and the property is loaded with garbage she was a hoarder. she was in foreclosure back in 13 but settled the debt and brought it current, back taxes are owed looking into the amount now. what options do I have, I wanna nab it off the market as there is alot of investors in my county.