1st house hack in buffalo new york

[Thomas Poloncarz Jr]

Hello everyone,

 im looking to house hack my 1st property (a double) and was wondering a few things, with the market leveling off and soon taking a down swing, from what ive been told. what are some of the things i should consider in possible investments, such as the cashflow if any but i'd like to at least have the tenant rent pay the mortgage in full. should i look to purchase 20% under the assessed value to cover any decline? should i wait to purchase till the decline happens?

ill be doing an FHA 3.5-4% down +closings.

id also like a turnkey property so i can get top rents. 

Im also interested in any recommendations on mortgage lenders in the buffalo ny area. i spoke to a couple at banks in the area and they did not seem investor friendly. so any help there would be great.

any advise would be appreciated and welcome 

Thanks 

Tom

p.s. please dont mind my punctuation as im not a typist at all lol