Analyze this duplex purchase with me.

[Blair Boan]

This would be my first purchase as a buy and hold.  Currently working on a flip, which should work out nice, but it won't sell before I would need to jump on this one.  So it scares me a bit but the numbers look good to me, but the one thing that holds me back so to speak is the rental rate not currently set at what I am "told" the rent should be and then resale value if I need to get out for some reason.

Duplex - Spartanburg SC

2068 sqft 2/1 on each side.

Asking price - $95k

Currently getting $550/month each side (owner rents to family) but from talking to property managers, etc, the rate should be around $700-$750/mo.

taxes - 2400/yr

insurance - $1500/yr (I'm told by mortgage broker)

management - 7% of rent

cap ex - 5% of rent (built in the 60s but very good shape with new (4yrs old) windows, roof, hvac.  Brick construction.

maintenance - 5%

vacancy - 5%

monthly principle and interest - $354/mo (if purchased at 90k)

lawn - $35/mo

Rough monthly expenses - 1022.15/mo

Rough rent - 1200-1500/mo

And just so you know - Im the type that will analyze something to death.  Perfectionist of sorts I suppose along with being nervous that if this unit doesnt rent at what I am told then how easy is it to off load a duplex?

Anyway - thanks for any help and Im sure I left something off so please ask any questions.