Buying without Title Insurance and Quieting Title

[Anthony Villar]

Hello all, 

I am currently working with a client who recently contracted to purchase a property. Title has come back and it appears that the property was deeded improperly. The title company and its underwriters have decided not to provide an insurance policy for this property. I would never recomend anyone to purchase a property without title insurance 99% of the time but this situation from the looks of it seems to be that 1%. 

Here are the pertinent facts:

-The seller is currently in contract to purchase a property contingent upon my client purchasing her current property. 

-The seller has dropped the price of the property by 50k--30% of the orginal purchase price. 

-An attorney has provided death certs for all potential bloodlines and heirs of the previous owner.

-The current owner has been paying all bills and mortgage of the property for the past 20yrs.

-There is no record of anyone making claim to the property 

If you have any advice for me I would greatly appreciate it.