Making offers on properties that just burned

[Mick Harvey]

Trying to take these bad Napa fires as an opportunity. Housing shortage we have already this will make worse; therefore seeing if I can make this a business opp to get more on line Anyone know process for a home/apartment owner after their property has burned down? Can they sell right away? Do they have to settle with insurance prior to selling? Can I do contingent offers? Special loans for reconstruction for fires? Structual engineer needed before rebuild can take place? Things to go after, things to stay away from? All these questions and more, looking for experience to guide and if even worth doing Appreciate the input