Help with financing

[Edward P.]

Hey Guys,

I am based in Los Angeles and I have a 4 properties because of people like you on BP teaching me RE. I am looking for financing more deals to provide financial independence but I am having trouble to where it makes sense. 

Hard money lenders are asking anywhere from 10%-20%

I do not have 20%-25% for the down payment available. 

Typically people in Los Angeles do not sell with seller financing. 

I am waiting to build equity in the other properties to get a LOC and use that towards a purchase of a new multi-family home(MFH).

I know I am asking a question which is out of norm, but I assume others are having the same issue. 

I am looking at MFH near USC which are 400K-800K. 

I appreciate everyone's response to this.