Mo Money or Mo Credit: Which is more important for a new investor

[Kent Chrisman]

Lets just say that I have a friend who has a very stable job, makes a good salary, has been at the same company for many years, has great credit and is extremely stabile.  All this to say that they are a lender's dream and can adequately fill the 5 C's of leding (Credit, Character, Capitol, Collateral, and Capacity). 

They received a job offer to go into a different industry where the compensation is substantially higher than they currently make however it is also extremely competitive and can be somewhat unstable.  They now might appear to be unstable to a lender (portfolio or national lenders and private money) due to the industry or just for the short amount of time that they will have been in the new role.

As a new investor, is it wise to leave stability and for a more lucrative option that would allow access to more capitol and there by increase the rate of property acquisitions?

What matters more to you in REI - Credit or Capitol?