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Need advice on getting a second home loan
Hey bigger pockets members,
I recently closed on my first house that I'm living in now with a VA loan. It's a 3 bed 2 bath and I'm renting out each room to 2 of my buddies. Basically a step before house hacking with multifamily home. They are completely covering my mortgage.
So I guess I'm kind of stuck on what I can do next. With my income I got approved for X amount of dollars which I bought my house with. So what do I need to do take the next step on landing my next rental? Do I need to make twice the income I make now?... so I can apply for another loan? Or is there a way for me to land a home loan that I can use as strictly a rental?
Thanks for the help,
Patrick