Policy to Monitor and Eradicate Money Laundering in US?

[Cheri Lange]

Can anyone tell me if this is accurate and or common?

"When your loan has been approved and your information is taken to the bank for the transfer, you will be responsible for paying the Attorney Bank Documentation fee before they can authorize your fund's transfer which will reflect in your account within 2 hours time.

The documentation fee is paid by the borrower so that the attorney can prove to them that the transaction is a private loan deal, so the Federal Reserve can give approval to your bank to release the funds to you without questioning you.

This policy was introduced by the Feds to monitor and eradicate money laundering in the US."