Title Insurance Company Not Covering Fee Paid to Clear At Closing

[Calvin Ly]

Both the title company and the title insurance company I used when I bought my flip property refused to cover the cost I had to pay to clear a title issue that came up when I went to sell the property. The title insurance company said that my title insurance policy expired at closing when I sold the property. This title issue came up when the buyer's title insurance company found a 'Minor Mortgage' which the bank felt that was an 'open encumbrance' that 'effected merchantability'. The buyer's bank was not willing to fund until this title issue was cleared, and therefore, we could not go to closing. I was charged at closing for the issue to be cleared off the title. I feel my title insurance policy which I had to purchase at (buy) closing should have the covered the fee I incurred to clear at my sell closing. Anyone know how I can get my money back that I paid to get this issue cleared? Its not a huge huge amount but what is the point of having title insurance if they don't cover me when there is a title issue.