Put 40% down for primary mortgage 20% and buy rental

[Jagpreet Singh]

I am doing a fairly large purchase $1.5 Million on a SFH as our primary residence. I have 40% to out down as cash. If I Put all that much cash down my monthly become easily manageable. However, I am looking to see if that's the right way to go. Will investing 200-250k elsewhere get me large enough return to cover the increase in mortgage and then some?

[Bob Okenwa]

If you take that extra 20% and can put it into rentals that will return more each month than the $1200-$1700 (rough estimate) a month trade from 40% down to 20% down on the primary home, then go for it. It's all about the math.