New Build Incentives

[Jessi Jazmin]

I'm using my VA loan (military) to purchase my very first home. It's built this year 2017, appliances (minus fridge and laundering machines) are all included. The builder has given a $13,500 worth as part as an incentive by using there specific lender. A lender who matched my 3.75 rate of another lender I was going to use. Is it worth it? I really don't understand what this "incentive program" does either. Any insight or advice would be greatly appreciated.