HELP!!!Why The Heck are these closing costs so high?

[Amia Jackson]

My husband and I just had our offer accepted for a triplex. We are attempting to use a 203k. We got our first closing cost estimate and we were blown away by the freaking closing costs. 20K before rolling in our UFMIP

That seems crazy high to me. I was thinking 6% plus another 1,000 for consultant fees. 

We asked for and received %6  sellers assist but the fees still seem high. Anything we can do? do this look about right?

We have another lender we are talking to and we are waiting for him to get back to us.