Occupant won't let appraisal, then I can't get hard money.

[Luis Blejer]

I bough a house in Teaneck NJ from the foreclosure Sheriff sale. The house is worth 322k and bought it for $211K . I was planning to use hard money and I paid $43,000.00 but I'm stuck in a vicious cycle.

The owner won't let me in for an appraisal so:

I can't evict until I close

I can't close until I have the money

I can't get the money until I can get an appraisal.

So, can anyone recommend a hard money lender that can lend without access to the house or what to do in this situation? I'll be happy to wholesale if I could.

[Adam Sanders]

Did you offer the owner some cash in order to let the appraiser in?