How to purchase second investment property with low money down?

[Chad Proctor]

I recently purchased a duplex, which I rent out one side and live in the other. I've contacted my local lender and they say I need 25% down to purchase a second investment property. Ive also contacted a hard money lender and they will only finance 80% of the purchase price. I don't have that kind of money right now and want to proceed with my real estate investing. Anyone know how I can purchase a second investment property and only put 5-10% down? Any info would be greatly appreciated, thanks.

[Derrick Dill]

Refinance your FHA to conventional. Purchase next property closer to work, use FHA again, have to live in it.