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Updated about 8 years ago on . Most recent reply

Pavel Yurevich's profile image
Pavel Yurevich's profile image
Pavel Yurevich
  • Investor
  • from Elgin, Illinois
  • Member since Mar 29, 2016
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Pavel Yurevich's profile image
Pavel Yurevich's profile image
Pavel Yurevich
  • Investor
  • from Elgin, Illinois
  • Member since Mar 29, 2016
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Pavel Yurevich
  • Investor
  • Elgin, IL
14
Votes |
27
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Buying & Selling Real Estate

House Hacking Question

Pavel Yurevich
  • Investor
  • Elgin, IL
Posted
Hi, fellow BiggerPockets readers! I'm looking to buy a duplex in the suburbs of Chicago, and a financing question came up. I'm going to do a house-hack on a duplex - occupy the downstairs unit, rent out the upstairs unit. My financing for this one is FHA. Question - if the upstairs unit has only one entrance, can I do FHA on it? Would I have to do conventional? Would I be able to do conventional? Thanks a lot in advance for any input!
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Samantha Magina's profile image
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Samantha Magina
  • Real Estate Agent
  • from Westford, MA
  • Member since Sep 21, 2016
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Samantha Magina's profile image
Samantha Magina's profile image
Samantha Magina
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  • from Westford, MA
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Samantha Magina
  • Real Estate Agent
  • Westford, MA
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Samantha Magina
  • Real Estate Agent
  • Westford, MA
Replied

I think you may have trouble if there is not a second egress. I'm not familiar with the codes in your city/ town. The duplex itself is not an issue for FHA

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