stuck in a house hack!!!!!!!!!!!

[Aylan Igueni]

hello everybody and thanks for all you do...

This is my story:

I purchased a house in 2012 FHA. the house needed a big upgrade and a lot of work but was livable!

so I got it with a great price and a great interest rate. at that time I got qualified easily for a mortgage cause I was working as a pest control technician... 

Comes 2015 I quit my job and started my own pest control business...at the beginning things were slow so I took that time to remodel the house while leaving in it with my wife and kid...and maxed up most of my credit carts... to make the story short, as of now my business is growing ok, the equity on the house is about $100,000 and sweat equity about $50,000 and the neighborhood still going up. 

I found this triplex where the numbers look great... my question is what is my next move?

knowing that it's hard for me to qualify for a mortgage....

thank you and thanks to bigger pockets 

[Kenisha Forbes]

you got some great advice, now you have to run some numbers. Compare what the cash out refi and HELOC would look like...rates, payments etc. No one here knows your exact situation, so only you can determine which route is best to take. Depending on what your other debts look like, they may be able to average the last two years and you can still qualify.