Availability of fixed rate loans during time of rising rates

[David Permenter]

I am preparing to leverage investment in residential real estate for passive income. Buy and hold, cash flow is the priority over appreciation. Given that interest rates can, basically, only rise, I am concerned if lenders will continue offering fixed rate loans at a time of uncertainty in the markets and rising interest rates. I consider RE is in somewhat of a bubble right now and prices will soon come down. So, I prefer to wait before investing, but not at the expense of missing out on low fixed interest rates. Any and all perspective and insight appreciated.

I am in NE Florida...