Primary purchase strategies

[Maggie Nickerson]

good morning fellow BPs ,  I am reaching out to find  strategies for purchasing a primary residence.

We have been investors since 2010 fix and flip, buy-and-hold and getting ready to get into commercial. For our primary residence we run the numbers as if it was a fix and flip however we live there and use the property as our primary and home office so that we do get the tax benefit and sell within that 2 to 5 your period so we don't have to pay the capital Gaines. Perhaps there is a better strategy for analyzing the numbers for a primary and looking for better or best way to structure the deal. Typically we have gone conventional financing for our primary however that does affect our DTI when we are trying to get into commercial and building our rental portfolio this year we want to keep our DTI down and our credit score up as well as as much available liquidity as possible.

Any suggestions on how to analyze the numbers for a primary, what would be the MAO if holding for 5 years then sell. How do you analyze or predict the market growth to determine the value

Are there any private lenders out there that will lend for 5 years for primary residence.

How do you feel about owner financing, what would be the best way to structure Seller take back with deferred, interest only payments, add an equity split to the backend?

We have several properties in mind to purchase/rehab, hold for 2-5 years as our primary then sell.

Just trying to leverage all of our deals without effecting our purchase abitility 

Thanks in advance,

Maggie