House hacking but no cash flow potential

[Antoine Justiz]

Hello Everyone, I am thinking of "house hacking" a 2 or 3 family in the New York/Northern New Jersey area by living in one unit, but the numbers don't work in general for positive cash flow unless it's an area where we wouldn't necessarily want to live. The benefits of house hacking seem to outweigh paying high NYC rents at this point, but if we eventually move out, the investment will likely cash flow negatively. I'm thinking I could then refinance, but rates may be higher then. Is this a good investment anyway? Marc