Primary Residence Question

[Mark Smith]

I have one investment property currently that I used an FHA mortgage to acquire. It hasn't quite been a year yet, so I haven't refinanced out of that mortgage yet. My girlfriend and I are looking for our first house, but we only have about $20k cash. I would love to be able to use FHA again, and I'm wondering if she were to get approved, would the bank allow me to be on the mortgage (for the sake of them considering my additional income) even though I'm already using an FHA? I know you can only have one at a time, I just didn't know if this would be considered a unique situation. I would refinance out of my FHA, but there isn't much equity since it has only been about 10 months.