Home Service Plus - Do you use it with your energy company?

[Jeremy Karja]

Do you have a service through your energy provider that fixes your appliances for you at not cost?  In Minnesota we have a company called Home Service Plus through Center Point Energy.  They cost about $5 per unit but I use it on my personal home and they fix the furnace, dryers, fridges etc at not cost other than your bill.  

The question is do you think this service insurance would be worthwhile?  Let' say you insured 10 items and the annual cost  was $600.  Would that be worth it?