Agent buying Bank Owned - getting buy side comm?

[Natalie Schanne]

I'm a Central Jersey RE Agent and I'm planning to write a cash offer on a bank owned property for my own investment portfolio. Have you been successful getting your buy side commission on a bank owned? Alternatively, should I get another agent to write the offer for me with a referral fee? The wording on the listing says: If an agent is purchasing the home for themselves or as a "principal", no selling portion of the sales commission will be due. I could also use a relative or my LLC to buy it. Or I could ask for a lower sales price and no buy side commission paid (but then I don't think I'm covered by my company's errors and omissions insurance). What do you think is the best choice? The buy side commission is 2.5%. Purchase price is 400k.