Buying & Selling Real Estate
Market News & Data
General Info
Real Estate Strategies
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated about 8 years ago on . Most recent reply
![Ahmed Souissi's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/661726/1621494943-avatar-ahmeds9.jpg?twic=v1/output=image/crop=360x360@0x0/cover=128x128&v=2)
Property is vacant and owner had bankruptcy many years ago
Hello, this house have been vacant for a long time so I decided to search the owner and give her a call she said that she had bankruptcy and don't know nothing about the property for many years, and said that Wells Fargo are The lender, in the property appraiser it shows that she still the owner,
Can I buy it from her ? What should I do ?
Most Popular Reply
![Darrin Carey's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/7198/1718561155-avatar-dlcarey.jpg?twic=v1/output=image/crop=694x694@0x37/cover=128x128&v=2)
If a property owner files Chapter 7 Bankruptcy, and it is discharged, it essentially removes their name from the note. The Mortgage and the Note remain attached to the property unless they are specifically released by the lender.
I have acquired multiple properties this way. In some cases the bank had already released the lien, but the owner of record was never notified.
@Ahmed Souissi You're nearby, feel free to call me if you want to chat.