Apply loan after closing?

[Kenneth Thomas]

Hi,

We're currently in a situation where we are waiting on a refundable loan (grant) from a city agency:  the grant is applied as a loan at closing.   This process appears to have stalled over two months,  with no sign of when it will complete,  expenses adding up,  and an ansy seller.

Is there any common or practical mechanism via which a cash closing can occur,  and loan funds be applied afterwards in some way?   Thanks in advance.