Need advice on what I should do

[Matthew Gangi]

Hello BP, I need some advice on what I should do. I have about 22k saved up for investments. I am only 20 years old and made a mistake by not starting to obtain credit, so now i'm starting. I feel like I should save for a little bit longer until I get about 40k-50k and go in strong. What should I do with the 22k? Keep saving and learning? Or do something sooner?