Structuring an offer to distressed homeowner

[Anthony Arnt]

Hi, Im a newbie and have come across a prospect. An in-law tells me her friend has been out of work for a year. She cant afford her house and wants to move in with her dad. I dont have any numbers at this point, but she is checking into it. All I know, is she bought the house and has been their for 10 years. Not sure if she is behind in payments at this point, whats owed, or equity.  I was wandering what might be the ideal offer structure to pursue. Im looking for buy and hold properties. 

Thanks