I have a down payment for a investment property what now???

[Klyde Waggsdale]

I have a friend that is willing to lend me money for a down payment for my first investment property. My strategy is to buy a house through a short sale, rent it out for two years, then sell the house. I have no idea what to expect as far as the financing goes. My main questions (for now) are...

should I use a mortgage broker to get the house financed or should I deal directly with a bank? If dealing directly with the bank who do I contact at the bank?

what kind of mortgage rates can I expect to get on an investment property?

what down payment percentage will likely be required?

Thanks for all your help! This community is an amazing tool for beginning investors.

Also, I am looking for a mentor to help me work through my first deal let me know if anyone is interested. Thanks again.