Buying & Selling Real Estate
Market News & Data
General Info
Real Estate Strategies
Short-Term & Vacation Rental Discussions
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Tax, SDIRAs & Cost Segregation
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
1031 Exchanges
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated over 8 years ago on . Most recent reply
![Gary C Jones's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/599733/1621493508-avatar-garyc41.jpg?twic=v1/output=image/crop=525x525@197x102/cover=128x128&v=2)
Financing a SFR or multi-family with an FHA loan
Question: If I financed a SFR, duplex or even a 4-plex with an FHA loan. Do I physically have to live there for one year? I live with my fiancee in a house we bought last year. My name is not on the note and we are not married yet. Trying to utilize my single status as an advantage somehow. Thanks for any help. :)