25% LTV loan for commerical real estate? Not Balloon.

[Gene Hardt]

Please excuse my first post without doing a member intro.  

I currently lease space in a retail strip center.  I lease 21% of the building.  The owner wants to sell.  Owner wants  around $5M for the buiulding.  Waiting on appraisal, but I think the owner value is correct. The rent rolls, payment history, and other tenants are good.  The building is in good condition, about 10 years old, tilt wall construction in Texas. I'm in the medical field and can invest $3.75M cash right now.  I want to avoid a balloon note and would prefer to do a straight fixed rate, 5 to 7 year loan to payoff the $1.25M and own the building free and clear.   The cash flow can support a straight note. Is a straight note possible? Or, are the bankers only going to do balloon notes?  Please forgive me if my finance lingo is poor.

[Gene Hardt]

Shameless bump.